Capital for your machinery and equipment — Kolpedian Machinery Capital
We connect manufacturing and construction owners with lenders using heavy assets as collateral.
Soft credit inquiry only. No impact on your credit score.
- Sale-leaseback
- Asset-based lending
- Capital equipment
- Collateralized loan
- Machinery appraisal
- Debt financing
- Loan-to-value
- Equipment lien
Collateralized loan options for equipment and heavy machinery
Financing options matched to your situation, in one place.
- EQUIPMENT Standard equipment loans Finance specific machinery purchases with fixed monthly payments.
- ASSET Asset-based lending Unlock liquidity by leveraging existing paid-off machinery as collateral.
- BRIDGE Short term bridge loans Secure gap capital while waiting on longer-term equipment financing approvals.
- LEASEBACK Sale-leaseback agreements Sell equipment to a lender and lease it back to free up cash flow.
- $25K–$2M Funding amounts
- 48–72 hours Approval speed
- 1 inquiry Impact on credit
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Asset-focused approvals
- We prioritize the value of your machinery over personal credit score.
- Lenders evaluate liquidation potential to approve your loan amount.
Industry specific expertise
- Our network understands the market cycle of heavy industrial equipment.
- We match you with lenders familiar with your specific machinery.
Transparency and speed
- You see the offer details before committing to a hard credit pull.
- Our process eliminates waiting weeks for a bank decision.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Personal credit score issues
Banks look at your individual credit report as the primary indicator of risk.
Limited years in business
Traditional lenders require five years of operations to approve loans.
Industry volatility concerns
Banks restrict funding to sectors they deem too high risk for their portfolio.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Excavation business owner
Purchase of new hydraulic excavator and attachments
Logistics firm operator
Refinancing fleet of existing forklift assets
CNC workshop manager
Bridging cash flow gap for machine repairs
Construction startup owner
Purchasing specialized paving machinery
Fleet vehicle leasing
If your business relies on commercial trucks alongside machinery, we provide access to separate leasing options for logistics fleets.